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| With the assistance of NextStudent College Funding is made easy. NextStudent provides financial solutions for: College Students, College Graduates, Graduate Students, Parents and High School Students Two Options Make Consolidation Simple for Everyone After graduation, consolidation loans can help ease the burden of repayment by bundling all your student loans into a single loan with one lender and one repayment plan. Both students and parents are eligible to consolidate student loans. Federal Student Loan Holders If you have federal loans, such as Stafford and PLUS, you can lower your monthly payments as much as 60% and put more cash in your pockets with the Federal Consolidation Loan program. All Student Loan Borrowers If you've already consolidated your federal loans or have private student loans to refinance, your in luck. NextStudent Custom Consolidation Loan Benefits: Record-low rates starting at 5.55% APR Dramatically reduced monthly payments Convenient, single payment for all student loan debt No prepayment penalties Quick loan approval No collateral required Generous borrowing limits, up to $125,000 for valid educational expenses |